Resources By Topic

Mobile payments are beginning to take hold, but their widespread use is still restrained by a lack of infrastructure and significant consumer security concerns.

Prepaid cards are becoming increasingly attractive to younger consumers and other demographic groups.

This 16-page Vantiv white paper explores payment trends data from the Vantiv 2013 Insight Series research – and compares those trends to last year at the same time. Vantiv executives and experts discuss what the data reveals about awareness, interest and adoption of new payment methods – and how businesses can design and deliver the omni-commerce experiences their customers increasingly want.

This white paper discusses the EMV adoption requirements and ramifications faced by financial institutions owning an ATM fleet. Liability for counterfeit fraud ATM transactions shifts over the next few years - learn how to make your fleet compliant.

It's the holiday season. And there's no better time not only to track spending, but also to see just what payment methods shoppers are using.

In addition to providing an increasing number of payment options, new technologies are changing the way people shop—and more than that, how they decide what and where to buy. But this doesn’t mean an unmitigated migration to the online marketplace.

This 8-page Vantiv white paper explores company–consumer disconnects around mobile payments, prepaid, EMV and other evolving technologies. On behalf of Vantiv, the Mercator Advisory Group interviewed 35 top executives at financial institutions and Tier 1 retailers about how they are preparing for changes to the payment landscape. By overlaying the resulting data with our primary consumer research, Vantiv has identified areas of opportunity that will help you position your business to meet consumer expectations.

This 16-page Vantiv white paper presents mobile payment trend data from Vantiv's 2012 Insight Series research and explores opportunities around smartphone apps, eWallets, merchant tablets, and other emerging form factors. Learn how payments are going mobile, which segments are most interested in using smartphones to make payment, and what concerns need to be addressed before mobile goes mainstream.

This 8-page Vantiv white paper explores prepaid card usage data from Vantiv's 2012 Insight Series research. Vantiv executives and experts discuss which segments of the population are most interested in prepaid cards, why they are likely to grow in popularity, and how they can help financial institutions and merchants build and retain customer relationships.

This 2-page fact sheet provides key findings from the Vantiv 2012 Insight Series Research. The research reviewed the payments regulatory landscape, and the fact sheet explores the current impact and potential future of payment industry regulation.

This 2-page fact sheet provides key findings from the Vantiv 2012 Insight Series Research. The research surveyed consumers regarding their online payment preferences, and the fact sheet provides a clear view of the growing adoption of prepaid for both online and offline purchases.

This 2-page fact sheet provides key findings from the Vantiv 2012 Insight Series Research. The research explored trends in rewards programs, and the fact sheet analyzes consumers’ reward preferences and their significant influence on payment choices.

This 2-page fact sheet provides key findings from the Vantiv 2012 Insight Series Research. The research explored payment trends, and the fact sheet analyzes consumer perceptions and fears around security for existing and emerging payment methods.

This 16-page Vantiv white paper explores payment trends data from Vantiv's 2012 Insight Series research. Vantiv executives and experts discuss what the data reveals about current and forward-looking payment trends – and how those learnings can be applied to keep businesses in tune with customer preferences.

This 2-page fact sheet provides key findings from a Vantiv survey of 1000 shoppers during the 2011 holiday season. The research captured payment preferences, and the fact sheet analyzes shoppers' reasons for choosing payment methods and interest in new technologies.

Learn from industry experts as they explore what our Vantiv 2012 Insight Series research says about consumer attitudes towards mobile payments. Whether in the short or long-term, payments are going mobile, so make sure you understand what consumers are expecting.

This short video features Vantiv experts describing how and why prepaid cards are experiencing a growth spurt. Learn how the payments ecosystem has changed to allow this new form factor to flourish.

Take 10 minutes to watch 10 industry experts discuss the Top 10 Payment Trends to Watch in 2012. This short video will provide an insider’s view of the new form factors beginning to challenge traditional payment methods.

Learn what payment choices consumers expect to have in just a few years – and how your business can help deliver the omni-commerce experience they want.

Consumers and payment industry executives are not in synch on the speed and direction of change for mobile payments, prepaid, EMV and other evolving technologies. Listen to this recorded webinar to learn about major company–consumer disconnects and areas of opportunity.

Learn how payments are going mobile, which segments are most interested in using smartphones to make payment, and what concerns need to be addressed before mobile goes mainstream.

The recession, demographics, and other factors have changed the way people pay for goods and services. Learn about the different types of prepaid cards and why they're likely to explode in popularity over the coming years.

The recession, demographics, and other factors have changed the way people pay for goods and services. Learn what kind of payment methods consumers are using now and expect to use in five years.

Vantiv recently sponsored the RIS News Roadmap Series. Hear from Bill Weingart, Chief Product Officer at Vantiv, as he shares his thoughts and expertise on the challenges of data security in the retail and mobile channels.

From a security perspective, ATMs have some characteristics that are unique to Information Technology systems – the presence of cash being the foremost. But ATMs also have much in common with other IT systems when it comes to strategies and tactics in protecting against fraud.

Will virtual cash replace the real thing? As the virtual economy grows, expect increasing opportunities for partnerships between financial institutions and virtual currency providers.

Interchange fees can be daunting, but Vantiv can help unravel the mystery. By closely managing your expenses you can drive out unnecessary expenses and gain on missed opportunities to reduce cost.

Enabling consumers to use their smartphones to take a photo of a check and deposit it into their account delivers instant gratification. And saving them a special trip to the branch or ATM is a way for a fi nancial institution to provide a valued service.

We understand the challenges that restaurants face, especially in the areas of fraud and data security. See how our technology solutions can help.

We can help you solve the convenience fee puzzle. We’ll lay out all the pieces so you can get your share of the Business to Business dollar.

Learn how you can avoid chargebacks. Streamline your payment processing solutions with these helpful preventive measures.

Free your staff to grow your business. We eliminate the headaches of monitoring and protecting your ATM and debit card portfolios.

Today, small financial institution card programs are thriving. Issuers can continue to leverage the CARD Act to drive growth by following these steps.

The Electronic Funds Transfer Act requires ATM terminal operators to post a sticker or decal to disclose fees charged for withdrawal transactions. Find out if your ATMs meet the requirements.

What if a data breach happened to your business today? Do you have a plan to respond? Read how we can help.

Financial institutions with many customers or members who travel internationally frequently may find an EMV travel card to be a profitable proposition.

Integrating credit cards into the day-to-day interactions of cardholders is critical. Here are three keys to increase revenue and build relationships.

Vantiv Mobile Accept is a simple-to-use mobile app that combines with a card reader to allow you to quickly and securely swipe any credit, debit or prepaid card for processing on a smartphone or tablet.

Business is not just about the transaction. It’s about relationships. What better way to build them than with incentive, rebate and rewards cards? These are not just “the extras” anymore — they’re critical requirements for driving consumer behavior, encouraging employees, and building strong customer relationships.

For years gift cards have been a way to entice shoppers to come into stores, for businesses to promote a brand, and for employers to reward employees for a job well done. Gift cards continue to enjoy more and more popularity as the prepaid market takes off in new directions. What better way to dip your toes into this profitable gift card market and attract new customers than with a Prepaid Gift Card program?

Vantiv’s General Purpose Reloadable (GPR) cards help you tap into a new market of customers you may not be reaching today with traditional banking products and services. GPR cards function like debit cards or electronic checking accounts without the checks. Consumers simply load any amount on the card at your branch and can spend only the available dollars.

If you initiate paper checks, then you know they involve time, administrative resources, and financial know-how. There’s the time and expense associated with reconciling your outstanding paid checks, the concern over idle balances and the fear of personal information being sent through the mail. We believe it can be easier.

Give cardholders something they really want. Extraordinary convenience with a fast and easy way to make deposits. Vantiv’s Mobile Check Deposit allows smartphone users to photograph a check and deposit it directly into their DDA anytime, anywhere.

A high-level introduction to Vantiv's solutions for Financial Institutions.

This one-page document highlights the features and benefits of Gasper Vantage(TM), enabled by NCR – The Better Way to Monitor and Manage Your ATM Network.

This four-page document highlights the primary components of Vantiv's OmniShield^® fraud protection solution.

This one-page document highlights the features and benefits of the many types of prepaid cards offered by Vantiv.

This one-page overview highlights the features and benefits of electronic coupons for your cardholders. Prewards^® - Shop. Swipe. Save.^™

We strive to keep you informed of the most recent news in this fast-changing payments industry. This notice is dedicated to covering the most recent updates on surcharging from two major card networks, Visa® and MasterCard ®.

We are committed to working closely with you to help you achieve your business goals. As a part of this commitment, we carefully monitor Network changes and summarize them for your convenience. Following is the summary of information from American Express®, Discover® Network, MasterCard® Worldwide and Visa® U.S.A. regarding changes or updates to interchange rates, operating rules and regulations and other changes that may impact your company.

Health care providers are acutely aware of the requirements set forth by the complex network of state and federal data privacy protection laws (e.g., HIPAA) to maintain protected health information (PHI). Yet, it’s been widely identified that the healthcare industry as a whole is sorely lagging in compliance with PCI DSS, a set of Data Security Standards set forth by the Payment Card Industry designed to enhance payment card data security. Why the discrepancy?

Our January 2013 edition of the Vantiv Exchange is dedicated to covering the most recent updates from the major card networks (Visa®, Mastercard®, and Discover®). Download now to make sure your business is up-to-date and you’re informed of the most recent changes.

Our September 2012 edition of the Vantiv Exchange newsletter is dedicated to covering the most recent updates from the major card networks (Visa®, Mastercard®, and Discover®). Download now to make sure your business is up-to-date and you’re informed of the most recent changes.

The PIN Transaction Security Program is an evaluation program designed to ensure that all PIN entry devices (PEDs) meet the same minimum-security requirements. The PCI Security Standards Council (PCI SSC) is responsible for the administration of the evaluation program and they manage the approval process of all PEDs for compliance with the PTS Requirements.

The PA DSS is a set of security requirements applicable to 3rd party developed payment applications. It is important for merchants to only use PA DSS compliant payment applications, in order to help ensure that their processing software does not inhibit their PCI DSS compliance status.

This outline of the Durbin Amendment to the Dodd-Frank Act will help you understand debit card interchange fee regulation changes and what they mean to your business.

Do you have Business to Business customers? If you’re going to capitalize on Commercial and Purchasing Card transactions, it’s time to retool your card data processing capabilities.

Are you aware of what you need to disclose to your customers regarding gift cards, gift certificates and prepaid cards? Read up on the Credit CARD Act and how it may impact your business.

This white paper explores trends in financial institution fraud and how to prevent it. The paper also outlines Vantiv's total outsourced fraud solution, OmniShield^®, that includes financial reimbursement.

A simple introduction to help you implement a successful Card Acceptance Program. This document provides quick tips and best practices on card acceptance, fees, chargebacks and fraud.

PCI Compliance is not a onetime event. We provide our merchants with continuing education on data security because it’s something we take very seriously.

Need information? Vantiv answers some of the tough questions on Payment Card Industry Data Security Standards in a simple manner so you'll know how to be compliant.

This white paper explores trends in card data fraud, how that affects merchants, and how Vantiv Secure can be used to help protect your business from the devastating effects of security breaches.

Missouri-based Town and Country Bank jumped at the chance to offer Mobile Check Deposit. The service was planned to last a couple of months as part of a trial, but was so successful that Town and Country simply couldn’t give it up.

After switching to Vantiv as its payment processor, First Federal Savings Bank saw monthly payment processing revenues increase 500% in only six years.

After evaluating several potential processing companies, Great Florida chose Vantiv, which met and exceeded all of Donna Alonso’s expectations.

With so many great retailing opportunities at hand, the LaRosa's marketing group felt that switching to a secure gift card program was a much better opportunity than their existing gift certificate program. So the switch was made and they never looked back. See how LaRosa's Gift Card sales quadrupled.

Data theft continues to be a constant threat to electronic commerce. And the repercussions of a data compromise can be staggering. Mandatory independent forensic audits, potential fines from the card associations, not to mention damage to your reputation, brand, and consumer confidence. It’s important to understand just how devastating a breach could be to your business. Take a look at how some merchants have been affected by data compromise.

Vantiv has given AAFCU the ability to improve its card processing efficiency, refine risk management policies, bolster fraud protection and reduce costs of fraud disputes. As a result of real-time fraud monitoring tools, AAFCU has enhanced the overall cardholder experience and reduced the risk of fraud.

With nearly 7% penetration and more than $3 million in balances generated in the first two years, CECU continues to gain an average of 20 to 25 new card accounts each month - largely driven by Vantiv’s easy-to-use card marketing promotions.

Since implementing the changes recommended by its relationship manager, CFCU’s card portfolio has far exceeded expectations. The credit union increased card usage and generated more than $21,000 in interchange income.

By restructuring the card portfolio, Community Resource’s card balances grew by 21% within 12 months, to $6.4 million. Net income and return on assets performance surpassed the full-year 2010 goals in the first six months.

Complex Community more than tripled their target goal of 120, adding more than 350 new card accounts in that three month period. They continue to add new accounts at a fast pace.

By consolidating card production and processing, EVB more efficiently handles special card requests and rush deliveries. Having Vantiv handle EVB’s card production and processing services, means EVB can do focus on customers.

Golden Plains added 446 new cardholders with an average transfer of $4,000. It also increased balances to $5.6 million, a 40% increase over the previous year.

Vantiv helped Red River revamp its fee structure generating additional income without deterring card usage. By putting the right fees in place, such as a cash advance fee, Red River increased its fee income more than 145% within 12 months.

Vantiv Mobile Accept is a simple-to-use mobile app that combines with a card reader to allow you to quickly and securely swipe any credit, debit or prepaid card for processing on a smartphone or tablet.

This short video introduces Vantiv's Next Generation Mobile Payment Solution. This secure, commercial grade wireless device is architected on the Android platform and includes an end-to-end secure payment application, a storefront with business applications, and remote device management.

This short video features a number of Vantiv Clients speaking about Mobile & E-Commerce, Fraud Prevention & Security, and Legislation & Compliance. These real-life interviews end with a discussion of Vantiv’s Relationship Management.

CEO Charles Drucker describes the new Vantiv brand, what it stands for, and the company's exciting future.

This corporate video introduces the new Vantiv brand to the marketplace and describes the values it stands for.

With the exciting addition of Litle & Co.’s premier eCommerce best-in-class solutions, talent and leadership, Vantiv continues to enhance its payment processing services and technology solutions forming a premier payment leader our customers can trust. We are Vantiv. Expect More. Innovation.

This short video describes the fraud issues facing financial institutions, and how Vantiv's OmniShield^® solutions equips them to combat it. The video provides a short overview of OmniShield^® component services.

This short video features a number of Vantiv Relationship Managers speaking about how they service customers. These real-life interviews demonstrate the RM committment to service.

This short video describes the card data security issues facing merchants, and how Vantiv Secure can help protect their business.