Credit Debit and Prepaid Cards

Interchange fees can be daunting, but Vantiv can help unravel the mystery. By closely managing your expenses you can drive out unnecessary expenses and gain on missed opportunities to reduce cost.

We can help you solve the convenience fee puzzle. We’ll lay out all the pieces so you can get your share of the Business to Business dollar.

Learn how you can avoid chargebacks. Streamline your payment processing solutions with these helpful preventive measures.

Integrating credit cards into the day-to-day interactions of cardholders is critical. Here are three keys to increase revenue and build relationships.

Business is not just about the transaction. It’s about relationships. What better way to build them than with incentive, rebate and rewards cards? These are not just “the extras” anymore — they’re critical requirements for driving consumer behavior, encouraging employees, and building strong customer relationships.

For years gift cards have been a way to entice shoppers to come into stores, for businesses to promote a brand, and for employers to reward employees for a job well done. Gift cards continue to enjoy more and more popularity as the prepaid market takes off in new directions. What better way to dip your toes into this profitable gift card market and attract new customers than with a Prepaid Gift Card program?

Vantiv’s General Purpose Reloadable (GPR) cards help you tap into a new market of customers you may not be reaching today with traditional banking products and services. GPR cards function like debit cards or electronic checking accounts without the checks. Consumers simply load any amount on the card at your branch and can spend only the available dollars.

If you initiate paper checks, then you know they involve time, administrative resources, and financial know-how. There’s the time and expense associated with reconciling your outstanding paid checks, the concern over idle balances and the fear of personal information being sent through the mail. We believe it can be easier.

A high-level introduction to Vantiv's solutions for Financial Institutions.

This one-page document highlights the features and benefits of the many types of prepaid cards offered by Vantiv.

This 2-page fact sheet provides key findings from a Vantiv survey of 1000 shoppers during the 2011 holiday season. The research captured payment preferences, and the fact sheet analyzes shoppers' reasons for choosing payment methods and interest in new technologies.

This 16-page Vantiv white paper explores payment trends data from Vantiv's 2012 Insight Series research. Vantiv executives and experts discuss what the data reveals about current and forward-looking payment trends – and how those learnings can be applied to keep businesses in tune with customer preferences.

This outline of the Durbin Amendment to the Dodd-Frank Act will help you understand debit card interchange fee regulation changes and what they mean to your business.

Do you have Business to Business customers? If you’re going to capitalize on Commercial and Purchasing Card transactions, it’s time to retool your card data processing capabilities.

Are you aware of what you need to disclose to your customers regarding gift cards, gift certificates and prepaid cards? Read up on the Credit CARD Act and how it may impact your business.

Vantiv has given AAFCU the ability to improve its card processing efficiency, refine risk management policies, bolster fraud protection and reduce costs of fraud disputes. As a result of real-time fraud monitoring tools, AAFCU has enhanced the overall cardholder experience and reduced the risk of fraud.

With nearly 7% penetration and more than $3 million in balances generated in the first two years, CECU continues to gain an average of 20 to 25 new card accounts each month - largely driven by Vantiv’s easy-to-use card marketing promotions.

Since implementing the changes recommended by its relationship manager, CFCU’s card portfolio has far exceeded expectations. The credit union increased card usage and generated more than $21,000 in interchange income.

By restructuring the card portfolio, Community Resource’s card balances grew by 21% within 12 months, to $6.4 million. Net income and return on assets performance surpassed the full-year 2010 goals in the first six months.

Complex Community more than tripled their target goal of 120, adding more than 350 new card accounts in that three month period. They continue to add new accounts at a fast pace.

By consolidating card production and processing, EVB more efficiently handles special card requests and rush deliveries. Having Vantiv handle EVB’s card production and processing services, means EVB can do focus on customers.

Golden Plains added 446 new cardholders with an average transfer of $4,000. It also increased balances to $5.6 million, a 40% increase over the previous year.

Vantiv helped Red River revamp its fee structure generating additional income without deterring card usage. By putting the right fees in place, such as a cash advance fee, Red River increased its fee income more than 145% within 12 months.