Fraud Prevention

OmniShield^® is an end-to-end fully outsourced fraud solution. We eliminate the headaches of monitoring and protecting your ATM and debit card portfolios by shifting the burden to Vantiv. OmniShield^®'s circle of protection includes fraud protection monitoring and mitigation, chargeback management, and financial protection. If there is a fraud loss, Vantiv will reimburse you… providing your institution peace of mind.*

Vantiv’s team of fraud experts is now your fraud team. We define the rules to help prevent fraud, monitor transactions for suspicious activity, manage chargebacks, and keep you compliant with Visa^® and MasterCard^®. Vantiv’s staff will manage all these tasks for you. Our fraud management solution coupled with reimbursement on fraud losses provides you a total solution.

OmniShield^®:

• Protects you against fraud
• Reimburses you for loss
• Allows your staff to focus on growing your business

*Certain limitations and exclusions apply.  Contact Vantiv for the OmniShield^® terms and conditions. Certain reimbursements provided by a policy underwritten by a licensed insurance company and offered through a licensed insurance producer.

Fraud mitigation doesn’t end when a purchase is completed. Our fraud detection programs monitor transactions after they have been authorized in order to identify suspicious PIN and signature activity. If suspicious or potentially fraudulent activities are taking place in a cardholder’s account, we’ll contact the cardholder so that future fraudulent transactions can be avoided.

Real-time decisioning lets you create customized fraud prevention parameters that identify and block potentially risky transactions before they occur.

Vantiv’s fraud scores leverage the power of a neural network to score all authorization requests. The higher the score, the greater the chance the transaction is fraudulent. With real-time decisioning, real-time fraud scores, and fraud protection monitoring you can stop fraud before it happens.

Real-time decisioning is completely customizable and can be tailored to your needs and risk tolerance. With real-time decisioning, you can:

• React quickly to emerging fraud trends
• Create custom authorization rules on the fly
• Design custom strategies for high-risk card groups
• Allow a cardholder to perform a transaction that would otherwise be denied

With card compromise readiness, you receive up-to-the-minute information about card compromises so you can respond quickly. We offer a comprehensive set of solutions to assist you with card compromises and reissues. Our CAN/CAMS Alert tool can:

• Automatically notify you electronically of new CAN/CAMS alerts
• Provide current and historical card compromise data

We can send e-notifications to alert you of card compromises, so that compromised cards can be reissued quickly to help prevent both you and your cardholders from becoming victims of fraud.