Breach Assist

With Breach Assist, you’re provided an indemnification waiver against losses of up to $100,000 per breached merchant location and up to $500,000 per data breach incident.^*

Breach Assist helps with critical breach related expenses such as:

• Forensic audit expenses
• Card replacement and monitoring costs
• Card-brand fines
• Account data compromise recovery costs 

The program also includes up to $25,000 for post-breach hardware and software upgrades that involve investment in new payment card industry technologies such as EMV dual interface terminals, point-to-point encryption solutions and tokenization solutions.

*Vantiv is not an insurance company and Breach Assist is not insurance. Breach Assist provides a contractual indemnity waiver for amounts the merchant would otherwise be obligated to reimburse/indemnify Vantiv and is subject to the terms and conditions of participation in the program.

The cost of a data security breach can vary depending on the size and duration of the compromise, but it could easily be enough to jeopardize your business if you don’t have a program in place to help with your expenses in the event of a breach. Breach Assist can help with the following expenses:

Forensic Audit Expenses

• Cost associated with the mandatory third party forensic investigation required by the card associations for suspected or confirmed breaches.
• General cost range: $8,000 to $20,000 for Level 4 merchants involving a single location.

Card Replacement & Monitoring Costs

• Issuer cost associated with compromised card replacement or account monitoring to watch for potential fraud.
• General cost range: $3 to $5 per card replacement.

Association Fines

• Association non-compliance fines that may be assessed depending on the size of the business and circumstances that led to the breach.
• General fine range: $5,000 to upwards of $500,000.

Account Data Compromise Recovery Costs

• Issuer fraud loss recovery from fraudulent transactions attributable to the compromise.
• General cost range: Can vary depending on the size and scale of the breach.