Visa Updates Zip Code Requirements for U.S. Fuel Merchants in High-Fraud Geographies

Sept. 28, 2017

 

To ensure maximum use of existing fraud tools that combat automated fuel dispenser (AFD) fraud,  U.S. fuel merchants (MCC 5542) located in high-fraud geographies must begin to include the cardholder billing zip code information in all AFD authorization requests.

Effective January 20, 2018 AFD merchants located in the high-fraud geographies below are required to include the cardholder billing zip code information in all AFD authorizations.

  •          Atlanta, GA
  •          Brooklyn, NY
  •          Detroit, MI
  •          Fresno, CA
  •          Greater Los Angeles, CA (as defined by the U.S. Census Bureau)
  •          Houston, TX
  •          Kingman, AZ
  •          Las Vegas, NV
  •          Louisville, KY
  •          Florida (all cities and counties)

Fuel merchant customers should be directed to pay for fuel inside the service station when a “no-match” response is received on an AVS zip Code authorization response at the AFD.

*These changes do not apply to acquirers of U.S. fuel merchants that sell AFD fuel on basis of a membership.

 

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