To ensure maximum use of existing fraud tools that combat automated fuel dispenser (AFD) fraud, U.S. fuel merchants (MCC 5542) located in high-fraud geographies must begin to include the cardholder billing zip code information in all AFD authorization requests.
Effective January 20, 2018 AFD merchants located in the high-fraud geographies below are required to include the cardholder billing zip code information in all AFD authorizations.
- Atlanta, GA
- Brooklyn, NY
- Detroit, MI
- Fresno, CA
- Greater Los Angeles, CA (as defined by the U.S. Census Bureau)
- Houston, TX
- Kingman, AZ
- Las Vegas, NV
- Louisville, KY
- Florida (all cities and counties)
Fuel merchant customers should be directed to pay for fuel inside the service station when a “no-match” response is received on an AVS zip Code authorization response at the AFD.
*These changes do not apply to acquirers of U.S. fuel merchants that sell AFD fuel on basis of a membership.