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Payment processing should be painless

Payment processing should be painless for businesses as well as the customers they serve.. You want to focus on running your business, not on the logistics of taking credit card payments. Simpler checkouts, fewer errors—these are the things that makes a payments solution shine.

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Behind the scenes, payment processing can be complicated. There are a lot of moving parts that payment processors manage in order to move money from one bank to another when a customer makes a purchase.

But payments should be mostly invisible to the businesses and customers that are using them. One way to judge the quality of a payment processor’s services is by the level of involvement required by you, the business owner, to keep things running smoothly. The less complexity for you, the better the payment processing solution is for your business.. Even further, the more all of these aspects of payment processing are integrated into every point-of-sale transaction, the more pain-free every customer experience will be.

Basic payment processing features:

  • Payment device—If you’re not using an integrated POS system, your processor can provide you with a number of credit card terminals to choose from.
  • Payment software—The software or API (application programming interface) in your terminal or POS system enables you to connect to a payment processor’s network for transaction processing.
  • Data security—Transactions communicate sensitive cardholder information that needs to be protected from data thieves throughout the process.
  • Real-time reports—Having visibility into your real-time transaction history can help eliminate errors and prevent unnecessary chargebacks.
  • Payment gateway—Some processors have a direct connection to the authorization network. Others connect to a payment gateway to access the network.
  • Transactions—Making credit/debit/gift card transactions is the main purpose of a payment processor, so make sure yours has consistent up-time.
  • ACH transfers—Your payment processor is integral in the movement of funds from the cardholder’s account to your business’ bank account.

Before you sign up for payment processing services or engage a gateway provider, be sure to read along for helpful tips about identifying quality credit card payment processing for any kind of commerce.

Credit card payment processing for any kind of commerce

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Connect from anywhere

In-store, online, and on the go—you can accept payments wherever your customers are shopping

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Connect to any payments

Credit, debit, gift, and stored value cards. Plus mobile wallets and EMV chip cards.

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Connect through any device

Smart terminals, wireless terminals, integrated point-of-sale (POS) systems, mobile devices and virtual terminals.

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Chris Hamilton

Owner, WJ Doyle Wine & Spirits

WJ Doyle Wine & Spirits was looking for a partner to handle the payment processing technology they didn't have the time or expertise to focus on. Finding a partner that valued customer service as much as they did was paramount. Watch this first-hand account about how Vantiv made product deliveries and recurring shipments easier with payment technology.  As an added bonus, Vantiv structured the checkout system in such a way that brought additional revenue directly to employees.

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