Vantage Point

Knowledge is power. The road to smarter, faster, easier payments is paved with it.  Commerce today moves quickly.  Enter Vantage Point—your source of practical, thoughtful and timely information and intelligence across a range of topics in payments. You need to be in the know. Consumer trends?  Hot topics like fraud and security? Our proprietary research and survey results have got you covered. Articles and interviews with those shaping the business of payments provide you with an insider’s advantage. Our insights, perspectives and viewpoints come together with those customers, developers and partners to empower you. 

Featured

Here’s what’s new in the hopper shaping the canvas of commerce and payments. Find everything you need to know about electronic transactions including mobile payments, EMV, and credit card processing. All articles are crafted by the experts at Vantiv and equip you with the best knowledge to run your business. 

smarter payments

Dream big for your business with ecommerce

Sell to customers anywhere with ecommerce credit card processing
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smarter payments

PYMNTS.com Developer Tracker™ August 2016

Vend talks about retailers' struggle with embracing new technologies on the road to omni experiences.
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smarter payments

Vantiv Omnicommerce Tracker™ August 2016

Does $500 billion in advertising drive consumer behavior? This month probes what's driving consumers.
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smarter payments

Commerce data says online sales growth continues to outpace broad retail

What's your business doing to sell more goods or services online? 
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smarter payments

Simplify international merchant services

Leverage advanced payment processing globally 
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safer payments

How to - Quicker chip card processing

Quicker chip card processing is the topic of a free webinar. Learn about the solutions to speed up processing times.
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payments basics

Watch your cafe bloom with secure merchant card services

Discover payment options and office efficiencies.
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payments basics

What is a merchant account?

Payments processing simplified in 5 steps
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safer payments

How does EMV work in my retail store

Equipment changes and security benefits your business needs to know.
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payments basics

Why do I need merchant account services?

Satisfy customers by accepting all card types.
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smarter payments

How to accept credit cards online in 3 steps

Expand your business online by setting up your payments account.
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smarter payments

Video | ShopTalk | Who’s cashing in on rewards programs?

Online survey of 500 consumers reveals behaviors, habits and preferences on the rewards front. 
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smarter payments

Fast Facts | ShopTalk | Who’s cashing in on rewards programs?

Online survey of 500 consumers reveals behaviors, habits and preferences on the rewards front. 
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smarter payments

ShopTalk | Who's cashing in on rewards programs?

Survey of 500 consumers examines how we're using rewards programs and associated cards.
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safer payments

3 facts on chip enabled credit cards and security

Be in the know on how chip cards affect your business.
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safer payments

Credit card payments by phone

Security practices to protect your business.
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smarter payments

Making iPhone credit card processing easy

Making the move to mobile payments? What you need to know for your business.
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Smarter Payments

While the payments landscape changes, a trust partner remains steady

The importance of partners and our commitment to integrated payments partners
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safer payments

The lifecycle of a secure credit card payment

A behind the scenes look at payments technology.
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smarter payments

Business gift cards are a gifting favorite

Marketing your gift program to other businesses.
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safer payments

It’s time to get serious about the EMV standards

What you need to know to accept chip cards.
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smarter payments

How prepaid credit cards can help expand your business

Discover why prepaid cards continue to gain in popularity.
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new in payments

Vantiv Omnicommerce Tracker™ July 2016

Is it time to reinvent the omni experience?
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new in payments

PYMNTS.com Developer Tracker™ July 2016

How DipJar pushes payments innovation on the charitable giving front and more.
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safer payments

Find secure merchant payment solutions for retail

Read on to discover security solutions to protect your business.
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smarter payments

3 tips for online credit card processing

Understanding what your business needs to accept online payments.
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payments basics

Accepting payments online

A tutorial on the basics to get your business started.
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smarter payments

Sell in foreign markets using an international payment gateway

Take advantage of ecommerce shoppers worldwide by learning how to set up your payments online.
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safer payments

Your EMV chip debit card at work

Security features for you and your card.
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payments basics

What is credit card processing?

Understanding the basics of today's technology.
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safer payments

Prepare for the unexpected

How to handle a data breach.
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payments basics

Reducing the chance of payment fraud at your business

Warning signs appear well before chip cards and EMV acceptance help you fight fraudulent card presentation.
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safer payments

Quiz: Secure merchant services

How much do you know about payment security?
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smarter payments

Benefits of recurring credit card processing

How the convenience of recurring billing helps your customers and your business thrive.
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smarter payments

The anatomy of a smart fraud prevention strategy for financial institutions

Mitigating fraud holistically
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payments basics

5 ways to win more new customers

How credit card readers help
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safer payments

Identify and thwart credit card fraud online

Discover how to deter thieves from your online website.
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smarter payments

Two ways mobile payment systems can help small businesses grow

Consider how mobile payments can excite your customers.
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payments basics

Why a credit card merchant sees higher tickets

Hesitating about whether to accept credit cards? Even with the costs of acceptance, there's money to be made.
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Smarter Payments

How-to for SMBs: the lure of payments on the Pokemon GO

Thinking about selling on demand into the craze
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4 tips on choosing a processor for your gift card processing

Customers love gift cards. Discover the features you need to support gift.
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3 myths about credit card processing compliance

Steps to secure your business better.
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smarter payments

The appeal – and challenge – of offering premium credit cards

Competing in rewards programs
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Tips for getting started on a new credit card system

Security features for every business.
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safer payments

Online credit card processing made easier

How your business can always be 'on'.
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payments basics

Taking credit card payments. An opportunity, not a cost

Why card acceptance boosts your business reputation.
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smarter payments

7 ways gift cards for your business outperform other marketing strategies

Boost your business with gift.
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safer payments

ShopTalk | Shop up. Chip out. (INFOGRAPHIC)

Consumers talk about their use of chip cards and experiences
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safer payments

Fast Facts | ShopTalk | Shop up. Chip out.

500 consumers talk about chip card attitudes and use
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safer payments

ShopTalk | Shop up. Chip out. (VIDEO)

Consumers talk about their chip card use and experiences
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safer payments

A look at trends in payment security

Security statistics for small businesses
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safer payments

Offering secure payment methods fosters consumer trust in your business

Why security is important.
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smarter payments

Use preloaded credit cards to reward your staff

Easy solutions to encourage employees.
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smarter payments

6 reasons why your business should accept gift cards

Big picture of payments players 
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Find out how to take credit card payments

Your guide to getting started.
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payments basics

Check processing: take checks without taking chances

Enabling convenient payment options for all customers.
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payments basics

How to buy credit card machines for small business

Selecting payment devices and methods right for you 
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safer payments

Digging into PCI 3.0- what shared responsibility means for your business

Knowing where your responsibility lies when it comes to protecting card data is an important part of running a business.
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new in payments

Vantiv Omnicommerce Tracker™ June 2016

Harvesting seamless shopping. How even the farmers' market is working to enable consumer appetites digitally.
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smarter payments

5 trends shaping how you use credit card processing machines

Finding out what's right for your business.
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smarter payments

Winning the competition war with payments innovation

Embracing change is expected in payments.  Learn where the next steps in payment innovation is headed.
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payments basics

Get expert advice on how credit card processing works

Big picture of payments players
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safer payments

Demystifying PCI DSS Standards: myths and merchant responsibilities

If you own a small business and process credit cards, being aware of PCI DSS is important. Here's what you should know.
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safer payments

3 critical steps to secure online payments

Security online payments is just as vital as being able to accept them.  Learn what you need to do to keep payment information safe.
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5 ways accepting payments online can grow your business

Accepting online payments could take your sales to the next level.  Find out what you should consider.
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new in payments

PYMNTS.com OmniReadi Index™ Q2 2016

How are merchants doing in the quest to satisfy on-demand consumers? See what's up in the latest Index.
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new in payments

PYMNTS.com Developer Tracker™ June 2016

Non-profits and associations thrive on them—they're recurring payments. This month's tracker takes a look through the eyes of Abila.
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CAP COM Federal Credit Union chooses a new payments partner

Check out why Vantiv was chosen. "It's a complete win from our perspective."
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payments basics

What is a payment processor: 3 important terms to know

There are many payment terms you need to know.  Learn the top 3 to know first.
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smarter payments

Best ways to generate non-interest income for banks and credit unions

It's important for financial institutions to bring in non interest revenue. Learn what Vantiv has to offer.
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smarter payments

3 things to look for in a quality gift card program

Gift cards encourage customer loyalty and drive sales to your business. Learn what to look for in a gift card program.
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safer payments

Hate dealing with chargebacks? EMV chip card technology can help

Payment fraud has continued to rise in the US. Learn how accepting chip cards can help protect your business.
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safer payments

3 reasons secure payment solutions matter to your business

Payment security will always be important for businesses to maintain consumer confidence. Learn why it matters.
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safer payments

What do PCI regulations have to do with my business? 4 things new business owners should know

Learn why PCI compliance is so important for your business.
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smarter payments

Cover All Your Bases with a Merchant Financing Solution

Merchant financing could end up being the lifeblood to your business. Learn how to get started.
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smarter payments

Card Payment Solutions for Your Restaurant

The pace at which you can serve your customers is tied to the POS. Learn what to consider for your restaurant.
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safer payments

Top 3 must haves of secure credit card payment systems

Securing your customer's credit card data is vital to small business. Learn the 3 most used terms.
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smarter payments

Innovation in Banking Your Institution Needs to Embrace for Success

Deepening relationships with your customers is important for financial institutions.  Find out how to partner with Vantiv.
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payments basics

4 Easy Steps for Your Boutique to Accept Credit Cards Online

Taking your business online has become easier and necessary in today's market. Learn how to get started.
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safer payments

All credit card processors are not created equal: The features you need in 2016

The right processor can provide you with technology to enhance your business. 
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smarter payments

Brick and Mortar to Click and Mortar. How to Take Payments Online

Online commerce continues to grow at exponential rates. Learn how to accept payments online for your business.
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safer payments

Thought box: EMV & thee

Most popular chip card articles
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payments basics

Check, Cash or Card? 3 Benefits to Processing Credit Cards

Businesses that don't accept credit cards are limiting their revenue.  Learn why you need credit card processing.
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safer payments

What You Need to Know About POS Credit Card Processing

A fully integrated POS system will help your business run more efficiently. Learn what value to look for.
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payments basics

Why the cheapest credit card processing may cost you more

Evaluating credit card fees is a complex conversation. Learn the basics on discussing fees with your credit card processor.
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smarter payments

2 myths about a mobile payment solution

Mobile payments continue to rise in popularity with consumers.  Learn why mobile payments could be worth the investment for your business.
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payments basics

How to accept credit cards for your retail business

Accepting credit cards is becoming increasingly more important to keep your business thriving. Learn about options for accepting credit cards.
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payments basics

How to get a merchant account that's right for your business

Businesses have unique needs when it comes to processing payments. Learn what to consider when choosing a payment processor.
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smarter payments

A different kind of dough for LaRosa's Pizzeria

Gift cards helped one local business go big. One slice at a time.
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smarter payments

Thought box: the path to gift cards

Some thinking to help as you consider gift cards.
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safer payments

Best processor goes to Vantiv at CNP awards

Vantiv only one of two companies to win both Judges Choice and Customer Choice Awards in single category.
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smarter payments

Accept phone payments with virtual terminal credit card processing

Make it easy for your customers to purchase from your business. Learn how you can accept payments over the phone.
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smarter payments

Wallet wars – who’s winning in the mobile payments industry

Mobile payments are growing in popularity with consumers.  Learn what's happening in the mobile marketplace.
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payments basics

3 Facts on Merchant Credit Card Services

Before selecting a merchant credit card services provider, there are some things you should know. Find 3 facts on merchant services providers at Vantiv.
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smarter payments

Choose the Right Credit Card Processing Service

If you're just starting a business, it's important to choose the best credit card processing service for your needs. Learn what you need to know at Vantiv.
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payments basics

How to Create a Secure Internet Merchant Account

Creating a secure internet merchant account may not be as difficult as it seems. Find three key steps to take to create a secure merchant account at Vantiv.
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smarter payments

How Electronic Payments Can Help Your Business

Electronic payments can help your business grow. Ensure you don't lose customers and learn more about taking advantage of electronic payments at Vantiv.
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new in payments

PYMNTS Developer Tracker™ - May 2016

Read this month’s edition of PYMNTS.com’s Developer Tracker™, and learn about a startup entering the market with a wearable point of sale (POS) solution.
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payments basics

Benefits of Virtual Credit Card Processing

Virtual terminal credit card processing can be beneficial for certain types of businesses. Learn the benefits of using these card processors at Vantiv.
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safer payments

Stay Secure with the Right Payment Processing Company

When looking at payment processing companies, be sure to learn how they will keep data secure. Find out what to look for in payment security at Vantiv.
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smarter payments

Simplify Payment Services and Credit Card Acceptance

Simplifying payment services by utilizing better credit card acceptance for your customers can help your business operate efficiently. Learn more at Vantiv.
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payments basics

How to Receive Credit Card Payments

Accepting credit card payments is expected at almost all businesses these days. Learn some of the basics of receiving credit card payments at Vantiv.
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new in payments

Fast Facts | ShopTalk | Moving Money: Consumers & Mobile Payments

Vantiv and Socratic Technologies conducted an online survey with 500 consumers to learn more about their mobile payment experiences.
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new in payments

ShopTalk | Consumers and Mobile Payments

Mobile payments are quickly becoming a popular way for consumers to pay for goods. Learn more about accepting mobile payments in this video from Vantiv.
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new in payments

ShopTalk | Consumers Using Mobile Payments

Many consumers use mobile payments to pay for their purchases. Learn more about the types of people using mobile payments at Vantiv.
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smarter payments

Vantiv Omnicommerce Tracker™ - May 2016

May's Omnicommerce Tracker, examines how online and offline commerce work together. Learn how retailers can offer a seamless shopping experience.
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safer payments

Credit Card Processing Services for Dads and Grads Sales

Your credit card processing services can help increase holiday sales. Learn how to maximize sales for upcoming Father's Day and Graduation at Vantiv.
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smarter payments

3 Ways Financial Institutions Leverage Big Data

Big Data can give financial institutions the information they need to better understand customer behavior. Learn how Big Data can be leveraged at Vantiv.
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payments basics

How to Choose the Right Credit Card Processing Company

The right credit card processing company can give you the help and support you need to grow. Learn the biggest factors when choosing a processor at Vantiv.
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smarter payments

Not All Credit Card Services are Equal

Different payment processors offer different credit card services. Learn what services you should have included when choosing a payment processor at Vantiv.
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safer payments

Best Security Features for Online Payment Systems

Online payment systems need to be equipped with security to keep customer data safe. Learn the most important security features to consider at Vantiv.
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smarter payments

Mobile Payment Solutions Increase Sales and Profits

Including mobile payment solutions can help your business grow. Learn more about why mobile payments are important for your business at Vantiv. 
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Accept Card Payments from a Trusted Partner

When you accept card payments from a trusted payment processor you help your business grow. Learn more about the benefits of a trusted partner at Vantiv.
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safer payments

Secure Payment Systems for Your Business

Having a secure payment systems in place is vital for your business. Learn more about how to secure your payment processing at Vantiv.
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payments basics

Gift Card Processing Companies Thrive

Gift card processing companies offer merchants benefits that help increase profitability. Read how brand awareness and mobile payments contribute to growth.
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new in payments

Mobile Merchant Services To Grow Your Business

The adoption of mobile payments is increasing. Prepare your business with these steps for mobile merchant services and watch your business thrive.
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payments basics

Find Help Accepting Credit Cards For Small Business

Understand the steps to start accepting credit cards in your small business.  Know how to select a merchant account and POS hardware to meet your needs.
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safer payments

Merchant Services for Small Businesses

If you run a small business, your merchant services should help make you money. Learn important factors to consider for merchant services at Vantiv.
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Safer Payments

Separating Fact from Fiction with Payments Security

Whether it's the migration to EMV/chip technology or a data security breach, concerns of payments security are everywhere. Separate facts from fiction here.
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Safer Payments

Most Important Credit Card Processing Terminal Updates

Is your payment processing terminal up-to-date? Learn what the most important credit card processing terminal updates are at Vantiv.
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smarter payments

Payment Solutions that Drive Non-Interest Income

Over the 6 years, financial institutions have struggled bringing in non-interest revenue. Learn 3 ways financial institutions can drive revenue at Vantiv.
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smarter payments

Merchant Services Account for New Businesses

If you're starting a new business, you most likely need a merchant services account. Learn more about what merchant services can do for you at Vantiv.
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payments basics

Credit Card Processing from Industry Leader

Choosing credit card processing from an industry leader has numerous benefits. Learn why experience is vital to your business.
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New in Payments

PYMNTS Developer Tracker™ - April 2016

April edition of PYMNTS.com’s Developer TrackerTM, powered by Vantiv, looks at how everything from food trucks to parking meters accept cashless payments.
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Safer Payments

Payment Security Measures For Ecommerce

Payment security is more important than ever for e-commerce merchants. Read 3 tips internet retailers can implement to fight fraudsters. 
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Safer Payments

Future of Processing Payments & Payment Technologies

As one of the leaders in payment processing, Vantiv understands the future of processing payments better than most.
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Payments Basics

Current Payment Processing Industry Trends

Technology in the payment processing industry changes fast. Discover important trends in the payment industry and learn how you can stay ahead at Vantiv.
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New In Payments

Difference Between Mobile Payments and Mobile Acceptance

Integrating mobile payments and mobile acceptance in your business can help facilitate growth. Learn the difference between these payment forms at Vantiv.
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Smarter Payments

ShopTalk - Wearable Technology

To get a sense of how and why people are using wearable technology, Vantiv and Socratic Technologies conducted a survey to learn more. Read the results!
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Payments Basics

Top 5 Features the Best Merchant Services Offer

The best merchant services provide features to keep your payment processing fast and secure. Find features your merchant services should provide at Vantiv.
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Safer Payments

Debit Card Processing with EMV Chip Cards

EMV chip cards are the safest way to reduce fraud risk while processing payments. Learn more about debit card processing with EMV at Vantiv.
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Safer Payments

3 Questions to Ask Your Credit Card Processor

Choosing a credit card processor can have major impacts on your business. Make the right choice and learn the most important questions to ask at Vantiv.
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Payments Basics

Accepting Credit Card Payments Necessary for Small Business

If your business isn't accepting credit card payments, you're likely losing revenue.
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Smarter Payments

The Benefits of adding mobile payment solutions to Your Business

Your business can benefit from mobile payment solutions. Learn how mobile pay impacts queue time, customer loyalty and top line revenue.
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Smarter Payments

Fast Facts | Retailing for Millennials

Read the research from Vantiv and iModerate on what Millennials want in retailing. From shipping to mobile, Learn how to attract buyers to your business.
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Smarter Payments

Retailing for Millennials - Top 8 Do's and Don'ts - Part 4

Continue reading our series and learn what millennials want in their retail experiences. Leverage this information for your business and attract more buyers.
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Smarter Payments

3 Considerations When Choosing the Right Point of Sale Hardware

The Point of Sales hardware you choose can have a major impact on your business. Discover 3 things to consider when choosing your POS Hardware at Vantiv.
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Safer Payments

Chip Cards are Paving the Way to a More Secure Payment System

EMV chip cards significantly reduce risk of data fraud at the point of sale. Learn more about chip cards' benefits to businesses and consumers at Vantiv. 
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Smarter Payments

Top Five Payment Securities for Payment Services

Find the top 5 security measures to protect your payment services. Secure your business and protect customer data by partnering with Vantiv.
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Smarter Payments

3 things to look for in a payment processing solution

With the right payment processing solution, financial institutions can cultivate brand loyalty and access untapped revenue. Read about how it's done.
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Safer Payments

New Season. New Payments. Time to Get a New Credit Card Swiper

Upgrading your credit card swiper can save your business time, money, and headaches. Learn why you need to start accepting EMV chip cards ASAP at Vantiv.
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Payments Basics

Simple Ways to Optimize Your Credit Card Acceptance

Optimizing your credit card acceptance helps ensure secure payment processing and satisfied customers. Find out how to optimize payments at Vantiv.
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Smarter Payments

Retailing For Millennials - Dos and Don'ts, Part 1

Vantiv teamed up with iModerate to learn what Millennials want in their retail experiences. Find out what your business needs to attract these buyers.
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Smarter Payments

Accepting Online Payments - What to Know

Accepting online payments is a major step for your business. Learn the most important aspects of implementing online payment at Vantiv. 
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Safer Payments

Security For Accepting Credit Card Payments

Security measures need to be taken when accepting credit card payments. Learn to prioritize the measures with the help of Vantiv.
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Safer Payments

Top 5 securities for merchant payment services

Check out these recommendations on how to think about secure merchant payment services.  From EMV to PCI compliance, learn the facts about safe payments.
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Safer Payments

EMV Credit Card Terminals Fight Fraud, Not Data Breaches

Learn how EMV credit card terminals can help merchants cut fraud at the point of sale, and help payment security for customers.
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Payments Basics

The ultimate guide to online merchant services

Read this guide to online merchant services and learn how to begin accepting payments. Start today and get online payment processing system in place.
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Safer Payments

How to prepare for, and avoid, a credit card data breach

Prepare your business today and help avoid a credit card data breach. Learn what businesses are targets, and how thieves operate. 
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Smarter Payments

4 key considerations for minimizing the impact of card reissuance breakage on your business

Learn how to navigate potential downsides associated with card reissuance.
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Payments Basics

How to accept credit cards for your small business

Curious on how to accept credit cards for your small business? Read this now to get tips on point of sale, epayments, and mobile pay options.
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Smarter Payments

What's next in credit card payments technology?

Keep up with the changes in credit card payments technology. Learn the basics on the EMV liability shift, and how to stay current now and in the future.
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New In Payments

PYMNTS.com OmniReadi Index(TM) February 2016

The PYMNTS.com OmniReadi Index(TM) powered by Vantiv begins 2016 with fresh results from research and shopping conducted through the holiday period.
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New In Payments

Vantiv POV - The Year for More

2016 will bring changes as financial institutions continue to adopt EMV and heightened security. Get details on chip cards, mobile payments and more.
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Safer Payments

The risks of processing a credit card payment online

Know the risks to processing credit card payments online.  Vantiv can help your business increase security, manage costs, and maximize conversions.
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Payment Basics

How to evaluate and compare credit card processing companies

Get the scoop on what you need to compare credit card processing companies. From PCI compliance to mobile payments, we'll help with this business decision.
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Topics for Financial Institutions

Getting to know your EMV chip card

3 things issuers should know
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New In Payments

Vantiv Highlights 3 eCommerce Trends to Watch in 2016

Learn about the three biggest ecommerce trends to watch in 2016. Customer preferences and merchant risks explained in this Vantiv report.
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New in Payments

ShopTalk - Credit Card Rewards

What's in their wallets?
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Omnicommerce Tracker - January 2016

Fulfilling the promise of seamless shopping
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ShopTalk - Mobile Shopping Apps

5 things to know about mobile shopping apps
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5 things to know about mobile shopping apps (Video)

A quick look at how 500 consumers are really using mobile shopping apps. Play and learn.  
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New In Payments

Holiday shopping lists.

What was hot; what was not for the holidays in 2015. 
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Streamlining the checkout line

Walmart introduces Walmart Pay
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New In Payments

Vantiv Omnicommerce Tracker™ - December 2015

Seasonal Rush or Seasonal Crush? Omnicommerce and Holiday Shopping
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New In Payments

ShopTalk—5 Things to Know About Mobile Shopping Apps

It wasn’t so long ago that buying goods and services online was a foreign concept. Now it’s such an integral part of commerce that shoppers almost don’t think twice before providing payment information and placing an order online.
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New In Payments

ShopTalk—Holiday Shopping Lists What’s hot; what’s not?

The holidays are here and both retailers and consumers are looking to make this shopping season one to remember.
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Mobile shopping goes big on Black Friday

IBM Watson Trend shows leaps in mobile device role  
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Where the consumers are

Inside NRF’s Holiday Consumer Spending Survey 
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Smarter Payments

5 Ways Small Businesses Lose Money

Although small businesses are the backbone of the American economy, not every single one makes money. 
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New In Payments

This season, small is big

Square in the middle of Black Friday and Cyber Week—Small Business Saturday. Ready for consumers planning to #ShopSmall this season?
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Smarter Payments

Walgreens first to launch loyalty program integration with Apple Pay

Loyalty program includes 85 million active members
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Payments Basics

Mobile

Moving through the language of payments can sometimes be funny business. This simple guide is a good place to start getting your edge.
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Safer Payments

5 reasons to upgrade to EMV

A short guide
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