The October edition of the PYMNTS Developer Tracker™ is now out, bringing the total number of developers profiled to 40—with more coming each month. The tracker surfs through the big ecosystem of payments and commerce to look at how developer community members are shaping efforts. Across the three key categories tracked—Shopping and Payments, Operations and Marketing, mobile’s ever-influential role in omnichannel enablement is front-and-center, as are efforts in biometrics technology and its place in payments.
The featured interview this month with the Tracker is DipJar, the tip jar for credit cards. DipJar CEO Ryder Kessler shared, “As we’ve shifted from paying for things with cash to paying with credit and debit cards, the change has really hurt low-wage service workers who rely on tips to make ends meet because we no longer have a way to easily leave tip.” And with that, the mission for DipJar took shape. DipJar is a full-service system within a single countertop device. It encompasses the hardware, software and payments processing that allows a tipper to dip their card in a one-step transaction and instantly pay a merchant or organization an amount under $25. DipJar requires no integration with a merchant’s POS or existing payments system, creating no disruption to existing process. That advantage, however, meant challenges in creating a scalable, secure payments environment for DipJar, which chose to become a payments facilitator to accomplish the task. Read more about DipJar in the full report.
Ask us for the full Developer Tracker, or grab it over at PYMNTS.com.